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Borrow up to 100% of your home's value.

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Send Money in the Moment

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Zelle® is a fast and easy way to send and receive money with friends and family.

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The latest information on availability, deferrals, safety and more.

Home Equity Plus

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Leverage up to 100% of your home's value to reach your goals.

In the News

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GLENS FALLS, N.Y. (December 9, 2021) — Glens Falls National Bank and Trust Company is pleased to announce it has earned national Bank On certification for its new checking product, Smart Steps.

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We Work For You

IN YOUR LIFE

From financing a home-improvement project to simply saving more money each week, we offer solutions to meet your individual goals.

IN YOUR COMMUNITIES

We know your community because that’s where we live and work. Our local roots go back almost 170 years, and we are dedicated to friendly, helpful customer service and wider community giving.

IN YOUR BUSINESS

We partner with you. From lending and merchant services, to retirement plans and employee benefits, we offer solutions to help move your business forward.

 

 

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NMLSR ID: 473214 | Routing Number: 021302554

Member FDIC/Equal Housing Lender

INSURANCE AND INVESTMENT PRODUCTS:

  • Not a deposit, Not FDIC Insured
  • Not Insured by Any Federal Government Agency
  • Not Guaranteed by the Bank
  • May Go Down in Value

Insurance products are offered through Upstate Agency LLC (South Glens Falls, N.Y.) This agency is a non-bank subsidiary of the Arrow Financial Corporation family of companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.

© 2022 Glens Falls National Bank and Trust Company.